A payee’s F1UK-regulated PSP which is reachable for a F2UK credit transfer under a payment scheme shall be reachable, in accordance with the rules of a F3payment scheme extending to the qualifying area, for credit transfers initiated by a payer through a PSP located in any F4qualifying State.

A payer’s F5UK-regulated PSP which is reachable for a F6UK direct debit under a payment scheme shall be reachable, in accordance with the rules of a F7payment scheme extending to the qualifying area, for direct debits initiated by a payee through a PSP located in any F8qualifying State.

Paragraph 2 shall apply only to direct debits which are available to consumers as payers under the payment scheme.