Directive (EU) 2019/713 of the European Parliament and of the Council of 17 April 2019 on combating fraud and counterfeiting of non-cash means of payment and replacing Council Framework Decision 2001/413/JHA (c. 713)

TITLE II OFFENCES

Article 3 Fraudulent use of non-cash payment instruments

Member States shall take the necessary measures to ensure that, when committed intentionally, the following conduct is punishable as a criminal offence:

(a)

the fraudulent use of a stolen or otherwise unlawfully appropriated or obtained non-cash payment instrument;

(b)

the fraudulent use of a counterfeit or falsified non-cash payment instrument.