F1TITLE IVRIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICESF1CHAPTER 3Execution of payment transactionsF1Section 2Execution time and value dateF1Article 70Absence of payee's payment account with the payment service provider. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .