Third Parties (Rights against Insurers) Act 2010

  1. Introduction

  2. Background

    1. Review of Current Position

  3. Summary of Reforms

    1. Rights of Action for the Third Party

    2. Insurer’s Defences

    3. Scope

  4. Territorial Extent and Application

  5. Commentary on Sections

    1. Section 1: Rights against insurer of insolvent person

    2. Section 2: Establishing liability in England and Wales and Northern Ireland

    3. Section 3: Establishing liability in Scotland

    4. Section 4: Individuals

    5. Section 5: Individuals who die insolvent

    6. Section 6: Corporate bodies

    7. Section 7: Scottish trusts

    8. Section 8: Limit on rights transferred

    9. Section 9: Conditions affecting transferred rights

    10. Section 10: Insurer’s right of set off

    11. Section 11: Information and disclosure for third parties and Schedule 1

    12. Schedule 1: Information and disclosure for third parties

      1. Paragraph 1: Notices requesting information

      2. Paragraph 2: Provision of information where notice given under paragraph 1

      3. Paragraph 3: Notices requiring disclosure: defunct bodies

      4. Paragraph 4: Disclosure and inspection where notice given under paragraph 3

      5. Paragraph 5: Avoidance

      6. Paragraph 6: Other rights to information

      7. Paragraph 7: Interpretation

    13. Section 12: Limitation and prescription

    14. Section 13: Jurisdiction within the United Kingdom

    15. Section 14: Effect of transfer on insured’s liability

    16. Section 15: Reinsurance

    17. Section 16: Voluntarily-incurred liabilities

    18. Section 17: Avoidance

    19. Section 18: Cases with a foreign element

    20. Section 19: Power to amend Act

    21. Section 20: Amendments, transitionals, repeals, and Schedules 2, 3 and 4

    22. Section 21: Short title, commencement and extent

  6. Commencement

  7. Hansard References