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Pay progression arising from seniority and promotional increases | Probability of dying in service | Probability of voluntary withdrawal with deferred benefits | Probability of retiring on ill-health grounds with immediate pension and lump sum | Probability of voluntary early retirement with immediate pension and lump sum at rate in Table 2 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
(1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | (10) | |
Age | Males | Females | Males | Females | Males | Females | Males | Females | Males | Females |
20 | 105 | 105 | 0.0006 | 0.0003 | 0.0860 | 0.1050 | 0.0000 | 0.0000 | 0.0000 | 0.0000 |
25 | 133 | 133 | 0.0008 | 0.0003 | 0.0710 | 0.1470 | 0.0005 | 0.0001 | 0.0000 | 0.0000 |
30 | 149 | 149 | 0.0008 | 0.0003 | 0.0560 | 0.0990 | 0.0014 | 0.0009 | 0.0000 | 0.0000 |
35 | 164 | 164 | 0.0008 | 0.0005 | 0.0455 | 0.0750 | 0.0024 | 0.0020 | 0.0000 | 0.0000 |
40 | 174 | 174 | 0.0013 | 0.0008 | 0.0380 | 0.0600 | 0.0037 | 0.0041 | 0.0000 | 0.0000 |
45 | 184 | 184 | 0.0027 | 0.0013 | 0.0305 | 0.0450 | 0.0050 | 0.0073 | 0.0000 | 0.0000 |
50 | 190 | 190 | 0.0045 | 0.0021 | 0.0000 | 0.0000 | 0.0082 | 0.0126 | 0.0180 | 0.0400 |
55 | 194 | 194 | 0.0070 | 0.0035 | 0.0000 | 0.0000 | 0.0143 | 0.0214 | 0.0600 | 0.1100 |
60 | 194 | 194 | 0.0103 | 0.0058 | 0.0000 | 0.0000 | 0.0000 | 0.1500 | ||
61 | 194 | 194 | 0.0110 | 0.0000 | 0.0000 | 0.0000 | 0.1600 | |||
62 | 194 | 194 | 0.0118 | 0.0000 | 0.0000 | 0.0000 | 0.2000 | |||
63 | 194 | 194 | 0.0126 | 0.0000 | 0.0000 | 0.0000 | 0.2700 | |||
64 | 194 | 194 | 0.0135 | 0.0000 | 0.0000 | 0.0000 | 0.4000 Values for intermediate ages shall be taken to be intermediate. |
Factor to be applied to service completed in calculating immediate pension and lump sum for those retiring early otherwise than on grounds of ill-health.
(1) | (2) | |
---|---|---|
Age | Males | Females |
50 | 0.7500 | 0.7500 |
51 | 0.7800 | 0.7800 |
52 | 0.8100 | 0.8100 |
53 | 0.8400 | 0.8400 |
54 | 0.8700 | 0.8700 |
55 | 0.9000 | 0.9000 |
56 | 0.9200 | 0.9200 |
57 | 0.9400 | 0.9400 |
58 | 0.9600 | 0.9600 |
59 | 0.9800 | 0.9800 |
60 | 1.0000 | 1.0000 |
61 | 1.0000 | |
62 | 1.0000 | |
63 | 1.0000 | |
64 | 1.0000 |
Determination of probability of death at age shown of pensioners who retired or are assumed to retire on ill-health grounds
(1) | (2) | |
---|---|---|
Age | Number Survivorsa | Number Survivorsa |
Male | Female | |
a per 1,000,000 lives at age 16. | ||
1. Values for intermediate ages shall be taken to be intermediate. 2. In the case of those accruing benefits immediately before 1st October 1994, the age used should be one year less than their real age. | ||
20 | 958,269 | 922,368 |
25 | 908,546 | 833,748 |
30 | 861,404 | 753,642 |
35 | 815,057 | 681,232 |
40 | 766,847 | 615,780 |
45 | 711,175 | 556,616 |
50 | 640,872 | 503,137 |
55 | 551,406 | 454,796 |
60 | 449,212 | 407,962 |
65 | 341,909 | 361,300 |
70 | 238,248 | 317,041 |
75 | 148,433 | 259,530 |
80 | 79,785 | 184,861 |
85 | 35,365 | 104,876 |
90 | 11,172 | 41,818 |
95 | 1,763 | 10,072 |
100 | 70 | 1,270 |
105 | 0 | 68 |
110 | 0 | 0 |
Age | Male Former Members | Female Former Members | ||
---|---|---|---|---|
Proportion married | Difference between former member’s age and spouse’s age | Proportion married | Difference between former member’s age and spouse’s age | |
1. Values for intermediate ages shall be taken to be intermediate. 2. For ages beyond the assumed vesting date of the member’s pension the proportion married at death shall be taken to be the proportion at the vesting date, reduced in line with the spouse’s assumed mortality over the subsequent period. 3. It shall be assumed that husbands were older than their wives. | ||||
20 | 0.050 | 0.0 | 0.600 | 3.0 |
25 | 0.500 | 1.0 | 0.600 | 3.0 |
30 | 0.750 | 1.5 | 0.600 | 3.0 |
35 | 0.850 | 2.0 | 0.600 | 3.0 |
40 | 0.875 | 2.5 | 0.600 | 3.0 |
45 | 0.875 | 3.0 | 0.600 | 3.0 |
50 | 0.875 | 3.0 | 0.600 | 3.0 |
55 | 0.875 | 3.0 | 0.600 | 3.0 |
60 | 0.875 | 3.0 | 0.600 | 3.0 |
65 | 0.875 | 3.0 | 0.600 | 3.0 |