Debt Relief Act (Northern Ireland) 2010 Explanatory Notes

1. Introduction

2. Background and Policy Objectives

3. Consultation

4. Overview

5. Commentary on Sections

   1. Section 1: Debt relief orders

      1. Part 7A to the 1989 Order

         1. Article 208A: Debt Relief Orders

         2. Article 208B: Making of application

         3. Article 208C: Duty of Official Receiver to consider and determine application

         4. Article 208D: Presumptions applicable to the determination of an application

         5. Article 208E: Making of debt relief orders

         6. Article 208F: Effect of debt relief order on administration order

         7. Article 208G: Moratorium from qualifying debts

         8. Article 208H: The moratorium period

         9. Article 208I: Discharge from qualifying debts

         10. Article 208J: providing assistance to Official Receiver etc.

         11. Article 208K: Objections and Investigations

         12. Article 208L: Power of Official Receiver to revoke or amend a debt relief order

         13. Article 208M: Powers of High Court in relation to debt relief orders

         14. Article 208N: Inquiry into debtor’s dealings and property

         15. Article 208O: False representations and omissions

         16. Article 208P: Concealment or falsification of documents

         17. Article 208Q: Fraudulent disposal of property

         18. Article 208R: Fraudulent dealing with property obtained on credit

         19. Article 208S: Obtaining credit or engaging in business

         20. Article 208T: Offences: supplementary

         21. Article 208U: Approved intermediaries

         22. Article 208V: Debt relief restrictions orders and undertakings

         23. Article 208W: Register of debt relief orders etc.

         24. Article 208X: Interpretation

   2. Section 2: Conditions for making a debt relief order

      1. Part 1 - Conditions which must be met

      2. Part 2 - Other conditions

   3. Section 3: Debt relief restrictions orders and undertakings

   4. Section 4: Advice in relation to relief of debt and related matters

   5. Section 5: Power to make consequential amendments, etc.

   6. Section 6: Minor and consequential amendments

   7. Section 7: Commencement

   8. Section 8: Interpretation

   9. Section 9: Short title

6. Hansard Reports