<Legislation xmlns="http://www.legislation.gov.uk/namespaces/legislation" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" DocumentURI="http://www.legislation.gov.uk/asp/2016/21" IdURI="http://www.legislation.gov.uk/id/asp/2016/21" NumberOfProvisions="392" xsi:schemaLocation="http://www.legislation.gov.uk/namespaces/legislation http://www.legislation.gov.uk/schema/legislation.xsd" SchemaVersion="1.0" RestrictExtent="S" RestrictStartDate="2025-06-25"><ukm:Metadata xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:ukm="http://www.legislation.gov.uk/namespaces/metadata">
					<dc:identifier>http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories</dc:identifier><dc:title>Bankruptcy (Scotland) Act 2016</dc:title><dc:description>An Act of the Scottish Parliament to consolidate the Bankruptcy (Scotland) Act 1985, the Bankruptcy (Scotland) Act 1993, Part 1 of the Bankruptcy and Diligence etc. (Scotland) Act 2007, Part 2 of the Home Owner and Debtor Protection (Scotland) Act 2010, the Bankruptcy and Debt Advice (Scotland) Act 2014, the Protected Trust Deeds (Scotland) Regulations 2013 and related enactments.</dc:description><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dc:publisher>Statute Law Database</dc:publisher><dc:modified>2025-07-13</dc:modified><dc:contributor>Expert Participation</dc:contributor><dct:valid>2025-06-25</dct:valid>
					
					<atom:link rel="self" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.xml" type="application/xml"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/resources" href="http://www.legislation.gov.uk/asp/2016/21/resources" title="More Resources"/>
					
					
					
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/act" href="http://www.legislation.gov.uk/asp/2016/21" title="whole act"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/introduction" href="http://www.legislation.gov.uk/asp/2016/21/introduction" title="introduction"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/body" href="http://www.legislation.gov.uk/asp/2016/21/body" title="body"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/schedules" href="http://www.legislation.gov.uk/asp/2016/21/schedules" title="schedules"/>
					
										
					
					
					
					<atom:link rel="alternate" type="application/rdf+xml" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.rdf" title="RDF/XML"/><atom:link rel="alternate" type="application/akn+xml" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.akn" title="AKN"/><atom:link rel="alternate" type="application/xhtml+xml" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.xht" title="HTML snippet"/><atom:link rel="alternate" type="text/html" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.htm" title="Website (XHTML) Default View"/><atom:link rel="alternate" type="text/csv" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.csv" title="CSV"/><atom:link rel="alternate" type="application/pdf" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.pdf" title="PDF"/>
					<atom:link rel="alternate" type="application/akn+xhtml" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/data.html" title="HTML5 snippet"/>

					
					<atom:link rel="http://purl.org/dc/terms/tableOfContents" hreflang="en" href="http://www.legislation.gov.uk/asp/2016/21/contents" title="Table of Contents"/>
					
					<atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories/2016-11-30" title="2016-11-30"/>
					
					<atom:link rel="up" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2" title="Schedule 6 Part 2"/><atom:link rel="prev" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/locus-of-meeting" title="Crossheading; Schedule 6 Part 2 Crossheading; Holding of meeting"/><atom:link rel="prevInForce" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/locus-of-meeting" title="Crossheading; Schedule 6 Part 2 Crossheading; Holding of meeting"/><atom:link rel="next" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/quorum" title="Crossheading; Schedule 6 Part 2 Crossheading; Quorum"/><atom:link rel="nextInForce" href="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/quorum" title="Crossheading; Schedule 6 Part 2 Crossheading; Quorum"/>
					<ukm:PrimaryMetadata><ukm:DocumentClassification><ukm:DocumentCategory Value="primary"/><ukm:DocumentMainType Value="ScottishAct"/><ukm:DocumentStatus Value="revised"/></ukm:DocumentClassification><ukm:Year Value="2016"/><ukm:Number Value="21"/><ukm:EnactmentDate Date="2016-04-28"/><ukm:ISBN Value="9780105903000"/><ukm:UnappliedEffects><ukm:UnappliedEffect Modified="2022-10-27T14:41:33Z" AffectedClass="ScottishAct" AffectedURI="http://www.legislation.gov.uk/id/asp/2016/21" AffectingProvisions="s. 7(2)(a)" Row="134" Type="words in s. 78(2) renumbered as s. 78(2)(a)" AffectingURI="http://www.legislation.gov.uk/id/asp/2019/4" URI="http://www.legislation.gov.uk/id/effect/key-6e0db93dc490277e40ca13c80639ddb4" EffectId="key-6e0db93dc490277e40ca13c80639ddb4" AffectingNumber="4" AffectedYear="2016" AffectedNumber="21" AffectingEffectsExtent="S" RequiresApplied="true" AffectingClass="ScottishAct" AffectedProvisions="s. 78(2)(a)" AffectingYear="2019"><ukm:AffectedTitle>Bankruptcy (Scotland) Act 2016</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-78-2-a" URI="http://www.legislation.gov.uk/id/asp/2016/21/section/78/2/a" FoundRef="section-78">s. 78(2)(a)</ukm:Section></ukm:AffectedProvisions><ukm:AffectingTitle>Damages (Investment Returns and Periodical Payments) (Scotland) Act 2019</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-7-2-a" URI="http://www.legislation.gov.uk/id/asp/2019/4/section/7/2/a">s. 7(2)(a)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-9-2" URI="http://www.legislation.gov.uk/id/asp/2019/4/section/9/2">s. 9(2)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect AffectedProvisions="s. 78(2)(b) and word" AffectingYear="2019" AffectingEffectsExtent="S" RequiresApplied="true" AffectingClass="ScottishAct" AffectingNumber="4" AffectedNumber="21" Type="inserted" Row="135" AffectedURI="http://www.legislation.gov.uk/id/asp/2016/21" AffectedYear="2016" AffectingURI="http://www.legislation.gov.uk/id/asp/2019/4" AffectedClass="ScottishAct" AffectingProvisions="s. 7(2)(b)" EffectId="key-60b0349328a5805b802f0a3884b0e734" URI="http://www.legislation.gov.uk/id/effect/key-60b0349328a5805b802f0a3884b0e734" Modified="2022-10-27T14:41:33Z"><ukm:AffectedTitle>Bankruptcy (Scotland) Act 2016</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-78-2-b" URI="http://www.legislation.gov.uk/id/asp/2016/21/section/78/2/b" FoundRef="section-78">s. 78(2)(b)</ukm:Section> and word</ukm:AffectedProvisions><ukm:AffectingTitle>Damages (Investment Returns and Periodical Payments) (Scotland) Act 2019</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-7-2-b" URI="http://www.legislation.gov.uk/id/asp/2019/4/section/7/2/b">s. 7(2)(b)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-9-2" URI="http://www.legislation.gov.uk/id/asp/2019/4/section/9/2">s. 9(2)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect AffectingProvisions="sch. 2 para. 10(3)(b)" AffectingEffectsExtent="S" AffectedClass="ScottishAct" AffectingYear="2025" URI="http://www.legislation.gov.uk/id/effect/key-e17ac236badcc93819b9dfdf5c19b471" EffectId="key-e17ac236badcc93819b9dfdf5c19b471" AffectedProvisions="s. 88(1)(d) and word" Modified="2026-09-02T15:55:39Z" AffectedURI="http://www.legislation.gov.uk/id/asp/2016/21" AffectedYear="2016" RequiresApplied="true" Row="126" Type="inserted" AffectingURI="http://www.legislation.gov.uk/id/asp/2025/3" AffectingClass="ScottishAct" AffectingNumber="3" AffectedNumber="21"><ukm:AffectedTitle>Bankruptcy (Scotland) Act 2016</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-88-1-d" URI="http://www.legislation.gov.uk/id/asp/2016/21/section/88/1/d" FoundRef="section-88">s. 88(1)(d)</ukm:Section> and word</ukm:AffectedProvisions><ukm:AffectingTitle>Judicial Factors (Scotland) Act 2025</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/asp/2025/3/schedule/2">sch. 2 </ukm:Section><ukm:Section Ref="schedule-2-paragraph-10-3-b" URI="http://www.legislation.gov.uk/id/asp/2025/3/schedule/2/paragraph/10/3/b">para. 10(3)(b)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-54-2" URI="http://www.legislation.gov.uk/id/asp/2025/3/section/54/2">s. 54(2)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect Modified="2026-09-02T15:55:39Z" RequiresApplied="true" AffectingNumber="3" URI="http://www.legislation.gov.uk/id/effect/key-b34cf28bb117c058b484ca6fb51edcb6" Type="inserted" AffectedNumber="21" AffectingProvisions="sch. 2 para. 10(8)" AffectedProvisions="s. 129ZA" AffectingEffectsExtent="S" EffectId="key-b34cf28bb117c058b484ca6fb51edcb6" Row="133" AffectedURI="http://www.legislation.gov.uk/id/asp/2016/21" AffectedClass="ScottishAct" AffectingClass="ScottishAct" AffectingYear="2025" AffectedYear="2016" AffectingURI="http://www.legislation.gov.uk/id/asp/2025/3"><ukm:AffectedTitle>Bankruptcy (Scotland) Act 2016</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section xmlns:err="http://www.legislation.gov.uk/namespaces/error" Ref="section-129ZA" URI="http://www.legislation.gov.uk/id/asp/2016/21/section/129ZA" err:Ref="Section missing in legislation" Missing="true">s. 129ZA</ukm:Section></ukm:AffectedProvisions><ukm:AffectingTitle>Judicial Factors (Scotland) Act 2025</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/asp/2025/3/schedule/2">sch. 2 </ukm:Section><ukm:Section Ref="schedule-2-paragraph-10-8" URI="http://www.legislation.gov.uk/id/asp/2025/3/schedule/2/paragraph/10/8">para. 10(8)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-54-2" URI="http://www.legislation.gov.uk/id/asp/2025/3/section/54/2">s. 54(2)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect EffectId="key-82d2d21906c816ec7c71678eb0c08387" URI="http://www.legislation.gov.uk/id/effect/key-82d2d21906c816ec7c71678eb0c08387" AffectedNumber="21" Type="inserted" AffectedYear="2016" AffectedURI="http://www.legislation.gov.uk/id/asp/2016/21" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2025/36" Row="477" AffectingNumber="36" AffectingYear="2025" Modified="2026-09-07T13:36:31Z" AffectingProvisions="Sch. 2 para. 31(a)" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedProvisions="Sch. 3 para. 10(2)(za)" AffectingClass="UnitedKingdomPublicGeneralAct" AffectedClass="ScottishAct" RequiresApplied="true"><ukm:AffectedTitle>Bankruptcy (Scotland) Act 2016</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="schedule-3" URI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/3">Sch. 3 </ukm:Section><ukm:Section Ref="schedule-3-paragraph-10-2-za" URI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/3/paragraph/10/2/za" FoundRef="schedule-3-paragraph-10">para. 10(2)(za)</ukm:Section></ukm:AffectedProvisions><ukm:AffectingTitle>Employment Rights Act 2025</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/ukpga/2025/36/schedule/2">Sch. 2 </ukm:Section><ukm:Section Ref="schedule-2-paragraph-31-a" URI="http://www.legislation.gov.uk/id/ukpga/2025/36/schedule/2/paragraph/31/a">para. 31(a)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-159-3" URI="http://www.legislation.gov.uk/id/ukpga/2025/36/section/159/3">s. 159(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:PrimaryMetadata>
					

                    
									 
					<ukm:Alternatives><ukm:Alternative URI="http://www.legislation.gov.uk/asp/2016/21/pdfs/asp_20160021_en.pdf" Date="2016-04-29" Size="1049230"/></ukm:Alternatives>
					
					<ukm:Statistics>
									<ukm:TotalParagraphs Value="392"/>
									<ukm:BodyParagraphs Value="256"/>
									<ukm:ScheduleParagraphs Value="136"/>
									<ukm:AttachmentParagraphs Value="0"/>
									<ukm:TotalImages Value="0"/>
								</ukm:Statistics>
				</ukm:Metadata><Primary><Schedules RestrictStartDate="2022-10-01"><Schedule DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6" NumberOfProvisions="33" id="schedule-6" RestrictExtent="S" RestrictStartDate="2022-10-01"><Number>SCHEDULE 6</Number><TitleBlock><Title>MEETINGS OF CREDITORS AND COMMISSIONERS</Title></TitleBlock><ScheduleBody><Part DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6/part/2" NumberOfProvisions="15" RestrictStartDate="2022-10-01" id="schedule-6-part-2"><Number><Strong>PART 2</Strong></Number><Title>All meetings of creditors</Title><Pblock DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6/part/2/crossheading/mandatories" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6/part/2/crossheading/mandatories" NumberOfProvisions="3" id="schedule-6-part-2-crossheading-mandatories" RestrictStartDate="2016-11-30"><Title><Emphasis>Mandatories</Emphasis></Title><P1 DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6/paragraph/14" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6/paragraph/14" id="schedule-6-paragraph-14" RestrictStartDate="2016-11-30"><Pnumber PuncAfter=""><CommentaryRef Ref="key-5d8604b503bae082e1465c0ef65bb48f"/>14</Pnumber><P1para><Text>A creditor may authorise in writing a person to represent the creditor at a meeting.</Text></P1para></P1><P1 DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6/paragraph/15" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6/paragraph/15" id="schedule-6-paragraph-15" RestrictStartDate="2016-11-30"><Pnumber PuncAfter=""><CommentaryRef Ref="key-6effee6e504234f0cb8a16eae3713926"/>15</Pnumber><P1para><Text>A creditor must lodge with the trustee, before the commencement of the meeting, any authorisation given under paragraph 14.</Text></P1para></P1><P1 DocumentURI="http://www.legislation.gov.uk/asp/2016/21/schedule/6/paragraph/16" IdURI="http://www.legislation.gov.uk/id/asp/2016/21/schedule/6/paragraph/16" id="schedule-6-paragraph-16" RestrictStartDate="2016-11-30"><Pnumber PuncAfter=""><CommentaryRef Ref="key-8e68efb130be33347de7738bb7393c30"/>16</Pnumber><P1para><Text>Any reference in paragraph 8, or in the following provisions of this Part, to a creditor includes a reference to a person authorised under paragraph 14 by a creditor.</Text></P1para></P1></Pblock></Part></ScheduleBody></Schedule></Schedules></Primary><Commentaries><Commentary id="key-5d8604b503bae082e1465c0ef65bb48f" Type="I"><Para><Text>Sch. 6 para. 14 in force at 30.11.2016  by <Citation URI="http://www.legislation.gov.uk/id/ssi/2016/294" id="cgjpes2p2-03172" Class="ScottishStatutoryInstrument" Year="2016" Number="294" Title="The Bankruptcy (Scotland) Act 2016 (Commencement) Regulations 2016">S.S.I. 2016/294</Citation>, <CitationSubRef CitationRef="cgjpes2p2-03172" id="cgjpes2p2-03173" URI="http://www.legislation.gov.uk/id/ssi/2016/294/regulation/2" SectionRef="regulation-2" Operative="true">reg. 2</CitationSubRef></Text></Para></Commentary><Commentary id="key-6effee6e504234f0cb8a16eae3713926" Type="I"><Para><Text>Sch. 6 para. 15 in force at 30.11.2016  by <Citation URI="http://www.legislation.gov.uk/id/ssi/2016/294" id="cgjpes2p2-03181" Class="ScottishStatutoryInstrument" Year="2016" Number="294" Title="The Bankruptcy (Scotland) Act 2016 (Commencement) Regulations 2016">S.S.I. 2016/294</Citation>, <CitationSubRef CitationRef="cgjpes2p2-03181" id="cgjpes2p2-03182" URI="http://www.legislation.gov.uk/id/ssi/2016/294/regulation/2" SectionRef="regulation-2" Operative="true">reg. 2</CitationSubRef></Text></Para></Commentary><Commentary id="key-8e68efb130be33347de7738bb7393c30" Type="I"><Para><Text>Sch. 6 para. 16 in force at 30.11.2016  by <Citation URI="http://www.legislation.gov.uk/id/ssi/2016/294" id="cgjpes2p2-03190" Class="ScottishStatutoryInstrument" Year="2016" Number="294" Title="The Bankruptcy (Scotland) Act 2016 (Commencement) Regulations 2016">S.S.I. 2016/294</Citation>, <CitationSubRef CitationRef="cgjpes2p2-03190" id="cgjpes2p2-03191" URI="http://www.legislation.gov.uk/id/ssi/2016/294/regulation/2" SectionRef="regulation-2" Operative="true">reg. 2</CitationSubRef></Text></Para></Commentary></Commentaries></Legislation>