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The Education (Postgraduate Master’s Degree Loans) (Wales) Regulations 2017

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PART 4THE LOAN

Amount of postgraduate master’s degree loan

12.—(1) Subject to paragraph (2), a person may apply for a postgraduate master’s degree loan of up to £10,280 towards the costs of undertaking a designated course.

(2) Subject to regulation 16(5), where an eligible prisoner applies for a postgraduate master’s degree loan the amount of the loan must not exceed the lesser of—

(a)the fees payable in respect of the course, and

(b)£10,280.

(3) Except where regulation 16(5) to (6) applies an eligible student may apply to the Welsh Ministers to amend the amount of postgraduate master’s degree loan for which the student has applied, provided that—

(a)in aggregate, the amounts of postgraduate master’s degree loan applied for do not exceed the applicable amounts set out in paragraphs (1) and (2);

(b)such application is made in accordance with regulation 10(2).

(4) If the Welsh Ministers have determined under regulation 9(2) that the applicant is an eligible student, the Welsh Ministers must pay the amount the eligible student has applied for and for which the eligible student qualifies in accordance with regulation 13, provided that the amount applied for is in accordance with paragraphs (1) or (2), as applicable.

Payment of postgraduate master’s degree loan

13.—(1) The Welsh Ministers may pay the postgraduate master’s degree loan for which a student qualifies under these Regulations—

(a)either as a lump sum or by instalments; and

(b)at such times, and in such manner, as the Welsh Ministers consider appropriate.

(2) The Welsh Ministers may make it a condition of entitlement to payment that the eligible student must provide the Welsh Ministers with particulars of a bank or building society account in the United Kingdom into which payments may be made by electronic transfer.

(3) In the case of an eligible prisoner, the Welsh Ministers must pay the postgraduate master’s degree loan for which an eligible prisoner qualifies to the institution to which the eligible prisoner is liable to make payment for the fees payable in connection with the designated course or to such third party that the Welsh Ministers consider appropriate for the purpose of ensuring the payment of such fees to the relevant institution.

(4) The Welsh Ministers must not pay the postgraduate master’s degree loan or any instalment of the loan for which an eligible student qualifies unless they have received from the relevant academic authority confirmation (in such form as may be required by the Welsh Ministers) of the student’s attendance on the designated course.

(5) The academic authority must forthwith inform the Welsh Ministers and provide the Welsh Ministers with particulars if the student withdraws, is suspended or is expelled from the designated course, or is otherwise absent.

(6) An eligible student is not to be considered absent from the eligible student’s course if the eligible student is unable to attend due to illness and the eligible student’s absence has not exceeded 60 days.

Provision of United Kingdom national insurance number

14.—(1) The Welsh Ministers may make it a condition of entitlement to payment of the postgraduate master’s degree loan or any instalment of the loan that an eligible student must provide the Welsh Ministers with the student’s United Kingdom national insurance number.

(2) Subject to paragraph (3), where the Welsh Ministers have imposed a condition under paragraph (1), they must not make payment of the postgraduate master’s degree loan or any instalment of the loan to the eligible student, or in the case of an eligible prisoner to the institution or relevant third party, before they are satisfied that the eligible student has complied with that condition.

(3) Despite paragraph (2), the Welsh Ministers may make payment of the the postgraduate master’s degree loan or any instalment of the loan to an eligible student if they are satisfied that owing to exceptional circumstances it would be appropriate to make such a payment without the eligible student having complied with the condition imposed under paragraph (1).

Absence from course

15.—(1) Subject to paragraphs (2) to (4), if the Welsh Ministers receive notice under regulation 13(5) or paragraph 2(a) to (d) of Schedule 2 to these Regulations, the Welsh Ministers may not make any further payment of the postgraduate master’s loan in respect of the eligible student to which the notice relates.

(2) Further payments may be made despite the student’s lack of attendance if, in the opinion of the Welsh Ministers, those payments would be appropriate in all the circumstances during the student’s absence.

(3) If the eligible student recommences the designated course the student must notify the Welsh Ministers and give full details of the length and cause of the preceding absence.

(4) After considering the student’s notification under paragraph (3), the Welsh Ministers may recommence any remaining payments of the postgraduate master’s loan under regulation 13, if, in the opinion of the Welsh Ministers, it would be appropriate in all the circumstances for such payment to be made.

Effect of becoming, or ceasing to be, an eligible prisoner

16.—(1) Paragraph (2) applies where an eligible student who is in receipt of a postgraduate master’s degree loan becomes an eligible prisoner and continues to undertake a designated course.

(2) The Welsh Ministers must—

(a)adjust future payment of the postgraduate master’s degree loan or future instalments of the postgraduate master’s degree loan, so that the total of the postgraduate master’s degree loan awarded does not exceed the amount to which the student, as an eligible prisoner, is entitled to under regulation 12(2); and

(b)pay any remaining sum of the postgraduate master’s degree loan, or any future instalments of the postgraduate master’s degree loan, in accordance with regulation 13(3).

(3) Paragraphs (4) to (6) apply where an eligible prisoner who is in receipt of a postgraduate master’s degree loan ceases to be an eligible prisoner and remains an eligible student, and continues to undertake a designated course.

(4) The Welsh Ministers must pay the remaining sum of the postgraduate master’s degree loan, or future instalments of the postgraduate master’s degree loan, if any, in accordance with regulation 13(1).

(5) Where an eligible student (“A”) ceases to be an eligible prisoner and would have qualified for a higher amount of postgraduate master’s degree loan had A not been an eligible prisoner when A’s loan application was originally determined in accordance with these Regulations, A may, subject to paragraph (6), apply for the amount of loan to be increased.

(6) The maximum amount of the increase in A’s postgraduate master’s degree loan for which A may apply under paragraph (5) is the amount which is calculated by reference to the following formula—

where—

  • F equals the amount which A would have qualified for if A had not been an eligible prisoner;

  • R equals the amount which A qualifies for as an eligible prisoner;

  • T is the number of days of the course which remain when A ceases to be an eligible prisoner beginning with the day after the day on which A ceases to be an eligible prisoner; and

  • M is the total number of the days of the duration of the course.

Overpayments of a postgraduate master’s degree loan

17.—(1) Any overpayment of a postgraduate master’s degree loan is recoverable by the Welsh Ministers from—

(a)the institution or third party which received the monies of the postgraduate master’s degree loan where payment was made to such institution or third party; or

(b)the student who received the postgraduate master’s degree loan.

(2) A student must, if so required by the Welsh Ministers, repay any amount of the postgraduate master’s degree loan paid to the student or paid in respect of the student, which for whatever reason exceeds the amount of loan to which the student is entitled.

(3) An overpayment of a postgraduate master’s degree loan may be recovered from a student under paragraph (1)(b) in whichever one or more of the following ways the Welsh Ministers consider appropriate in all the circumstances—

(a)by subtracting the overpayment from any amount of the postgraduate master’s degree loan which remains to be paid;

(b)by subtracting the overpayment from any kind of grant or loan payable to the student from time to time pursuant to regulations made by the Welsh Ministers under section 22 of the 1998 Act;

(c)by requiring the student to repay the postgraduate master’s loan in accordance with regulations made under section 22 of the 1998 Act;

(d)by taking such other action for the recovery of an overpayment as is available to them.

Repayment

18.—(1) The Welsh Ministers may at any time require an applicant or eligible student to enter into an agreement to repay a postgraduate master’s degree loan by a particular method.

(2) Where the Welsh Ministers have required an agreement as to the method of repayment under this regulation, the Welsh Ministers may withhold any payment of a postgraduate master’s degree loan until the applicant or eligible student provides what has been required.

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