26. Any payment received under an insurance policy, taken out to insure against the risk of being unable to maintain repayments on a loan to acquire or retain an interest in a dwelling occupied by A as their main or only home, or for repairs and improvements to that home, and used to meet such repayments, to the extent that it does not exceed the aggregate of—
(a)the amount payable, calculated on a weekly basis, of any interest on the loan;
(b)the amount of any payment, calculated on a weekly basis, due on the loan attributable to the repayment of capital; and
(c)the amount, calculated on a weekly basis, of the premium due on that policy.