Calculation of income and capital where state pension credit is not payable: pensioners
9. Where neither paragraph 7 (pensioner in receipt of guarantee credit) nor 8 (calculation of pensioner’s income in savings credit only cases) applies in the applicant’s case, the applicant’s income and capital is to be calculated or estimated in accordance with paragraphs 10 to 19 and 21 to 24 (calculation of income) and paragraphs 25 to 31 (calculation of capital).