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38.—(1) Mae gan fyfyriwr cymwys hawl i gael benthyciad at gostau byw mewn cysylltiad â'i bresenoldeb ar gwrs dynodedig os yw'r myfyriwr yn bodloni'r amod ym mharagraff (2) ac nad yw'n cael ei hepgor gan baragraff (3) neu reoliad 7.
(2) Yr amod yw bod y myfyriwr cymwys o dan 60 oed ar y dyddiad perthnasol.
(3) Nid oes gan fyfyriwr cymwys hawl i gael benthyciad at gostau byw os paragraff 9 yw'r unig baragraff yn Rhan 2 o Atodlen 1 y mae'r myfyriwr yn syrthio odano.
(4) Mae myfyriwr cymwys o dan yr hen system sy'n dod o fewn paragraff (a) neu (ch)(i) o'r diffiniad o “myfyriwr cymwys o dan yr hen system” yn rheoliad 2 yn gymwys i gael benthyciad at gostau byw mewn cysylltiad â mynychu cwrs dynodedig os yw o dan 60 oed ar y dyddiad perthnasol.
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