22.—(1) Subject to regulation 3 (closure of ordinary deposit accounts), this regulation applies to applications to withdraw ordinary deposits.
(2) Subject to paragraph (3), an application to withdraw ordinary deposits may be made without notice at any savings bank office.
(3) Paragraph (2) is subject to the following—
(a)an application to withdraw may be refused if, as regards a particular office, payment at that office would inconvenience the business of that office;
(b)the depositor must attend in person to make the application and must produce the deposit book (if one was issued);
(c)the depositor must sign a receipt in the approved form and, if required by the paying officer, make the signature in the paying officer’s presence;
(d)the deposit book may be retained by the paying officer for passing to the Director of Savings.
(4) The Director of Savings may direct that this regulation does not apply in relation to any account.