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The Consumer Credit (EU Directive) Regulations 2010

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102.  In this Part—

(a)“authorised business overdraft agreement”, “authorised non-business overdraft agreement”, “consumer credit agreement”, “creditor”, “debtor”, “open-end” and “regulated” have the meanings given by section 189(1) of the Consumer Credit Act 1974;

(b)“distance agreement” means any regulated consumer credit agreement made under an organised distance sales or service-provision scheme run by the creditor or on behalf of the creditor who, in any such case, for the purpose of that agreement makes exclusive use of one or more means of distance communication up to and including the time at which the agreement is made;

(c)“Information Regulations 2010” means the Consumer Credit (Disclosure of Information) Regulations 2010(1);

(d)“means of distance communication” means any means which, without the simultaneous physical presence of the creditor or a person acting on behalf of the creditor and of the debtor, may be used for the making of a regulated consumer credit agreement between the parties to that agreement.

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