36.—(1) A payment service provider must provide or make available to the payment service user the information specified in paragraph (2), whether by supplying a copy of the draft single payment service contract or supplying a copy of the draft payment order or otherwise, either—
(a)before the payment service user is bound by the single payment service contract; or
(b)immediately after the execution of the payment transaction, where the contract is concluded at the payment service user’s request using a means of distance communication which does not enable provision of such information in accordance with sub-paragraph (a).
(2) The information referred to in paragraph (1) is—
(a)the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly executed;
(b)the maximum time in which the payment service will be executed;
(c)the charges payable by the payment service user to the user’s payment service provider and, where applicable, a breakdown of the amounts of such charges;
(d)where applicable, the actual or reference exchange rate to be applied to the payment transaction; and
(e)such of the information specified in Schedule 4 as is relevant to the single payment service contract in question.