SCHEDULE 1ACTIVITIES LISTED IN POINTS 2 TO 12 AND 14 OF ANNEX I TO THE BANKING CONSOLIDATION DIRECTIVE

7

Trading for own account or for account of customers in:

a

money market instruments (cheques, bills, certificates of deposit, etc.);

b

foreign exchange;

c

financial futures and options;

d

exchange and interest-rate instruments; or

e

transferable securities.