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The Consumer Credit Act 2006 (Commencement No. 1) Order 2006

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Article 3(1)

SCHEDULE 1PROVISIONS COMING INTO FORCE ON 16TH JUNE 2006

ProvisionsSubject Matter of Provisions
Section 3 insofar as it inserts section 16A(1) to (7) into the 1974 ActPower to make an order providing for an exemption relating to high net worth debtors and hirers
Section 4 insofar as it inserts section 16B(4) into the 1974 ActPower to make an order relating to declarations for the purposes of section 16(B)(2) of the 1974 Act
Section 6 insofar as it inserts section 77A(2) into the 1974 ActPower to make regulations relating to statements to be provided in relation to fixed-sum credit agreements
Section 7(1) and (2)Power to make regulations requiring creditors to include specified information in statements issued under section 78(4) of the 1974 Act
Section 9 insofar as it inserts section 86B(8) into the 1974 ActPower to make regulations relating to notices under section 86B of the 1974 Act
Section 10 insofar as it inserts section 86C(6) into the 1974 ActPower to make regulations relating to notices under section 86C of the 1974 Act
Section 12 insofar as it inserts section 86E(2) into the 1974 Act for the purpose of prescribing the period referred to in that sectionPower to prescribe the period within which the creditor or owner has to give notice of default sums to the debtor or hirer
Section 12 insofar as it inserts section 86E(7) into the 1974 ActPower to make regulations relating to the application of section 86E of the 1974 Act and notices under that section
Section 14(2)Power to prescribe matters to be included in a default notice
Section 17 insofar as it inserts section 130A(6) and (9) into the 1974 ActPower to make regulations relating to notices under section 130A of the 1974 Act and definition of post–judgment interest
Section 18The definition of default sum
Section 24(2), (4) and (6)The definition of debt administration
Section 25(2) and (5)The definition of credit information services
Section 27(1) insofar as it inserts section 6A(2), (3) and (4) into the 1974 ActPower for the OFT to make provision by general notice for the determination of the amount of a charge under section 6A(1) of the 1974 Act on applicants for licences and renewals of licences
Section 28 insofar as it inserts section 24A(5) and (6) into the 1974 ActPower for the OFT to issue general notices in relation to applications for standard licences
Section 34(2) insofar as it inserts section 22(1B) and (1E) into the 1974 Act in each case for the purpose of prescribing the period referred toPower to prescribe the maximum duration of a licence having effect for a limited period
Section 34(8) insofar as it inserts section 37(1B)(a) and (b) into the 1974 Act for the purpose of specifying the form and content of a notice under that sectionPower for the OFT to specify by general notice the form and content of a notice under section 37(1B) of the 1974 Act
Section 35 insofar as it inserts section 28A(3) to (6) into the 1974 ActPower for the OFT to make provision by general notice for the determination of the amount of the charge payable under section 28A(1) or (2) of the 1974 Act and power for the Secretary of State to make regulations to determine the day referred to in section 28A(3)(b) of that Act and a person’s payment periods for the purpose of section 28A of that Act
Section 36 insofar as it inserts section 28B(2) into the 1974 Act for the purpose of determining the day before which an application under section 28B(1) shall be madePower for the OFT to determine by general notice the day referred to in section 28B(2) of the 1974 Act
Section 59Consumer credit jurisdiction of the financial services ombudsman scheme
Section 60Funding of the financial services ombudsman scheme
Section 61Consequential amendments relating to the financial services ombudsman scheme
Section 63Disapplication of section 101 of the 1974 Act (right of hirer to terminate regulated consumer hire agreement)
Section 65Sums received by the OFT
Section 66Financial provision
Section 67Interpretation
Section 68Consequential amendments
Section 69(1) insofar as it relates to paragraph 1(1) of Schedule 3Transitional provision and savings
Section 69(2) – (5)Transitional provision and savings
Schedule 2Consumer credit rules
Paragraph 1(1) of Schedule 3Interpretation

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