Retirement after reaching pension age

Retirement before reaching pension age

Pension credit members' pensions

Early payment of pensions with actuarial reduction

Early payment of benefits: active members with permanent serious ill-health

Early payment of benefits: active members with significant impairment of capacity for gainful employment

Early payment of benefits: deferred members with permanent serious ill-health

Member’s requests for review of ill-health awards

Secretary of State’s power to review ill-health awards

Option to exchange lump sum for pension

Option for members in serious ill-health to exchange whole pension for lump sum

Reduction in pension debit member’s benefits

Pension credit member’s rights

Election to allocate pension

Procedure for election under rule D.14

Effect of allocation

Guaranteed minimum pensions etc.