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The Consumer Credit (Agreements) (Amendment) Regulations 2004
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- 2004 No. 1482
- Regulation 18
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18.—(1) This regulation applies to documents embodying regulated agreements, and modifying agreements treated under section 82(3) of the Consumer Credit Act 1974(1) as regulated agreements, which have
(a)been presented, sent or made available to debtors or hirers for signature but have not become executed agreements before the coming into force of these Regulations (“transitional agreements); and
(b)become executed agreements not later than 3 months after the coming into force of these Regulations.
(2) The Consumer Credit (Agreements) Regulations 1983 as they have effect immediately before the coming into force of these Regulations shall continue to apply in relation to transitional agreements.
(3) Accordingly the amendments and repeals made by these Regulations shall not apply in respect of transitional agreements and for the purposes of section 61(1) of the Consumer Credit Act 1974 such agreements shall be properly executed if they conform to the Consumer Credit (Agreements) Regulations 1983(2) as they have effect immediately before the coming into force of these Regulations and otherwise comply with that subsection.
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