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The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1995

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Statutory Instruments

1995 No. 2914


The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1995


12th November 1995

Laid before Parliament

13th November 1995

Coming into force

11th December 1995

The Secretary of State, after consulting in accordance with section 16(3) of the Consumer Credit Act 1974(1) the persons referred to therein, in exercise of the powers conferred upon him by section 16(1) and (4) and 182(2) and (4) of that Act, and of all other powers enabling him in that behalf, hereby makes the following Order:

1.  This Order may be cited as the Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1995 and shall come into force on 11th December 1995.

2.  The Consumer Credit (Exempt Agreements) Order 1989(2) is hereby amended in Schedule 1

(a)in Part I, by the insertion, after

  • The Colonial Mutual Life Assurance Society Limited, of

  • Colonial Mutual Life (Unit Assurances) Limited; and

(b)in Part III, by the insertion, after

  • CIS Residential Mortgages Limited, of

  • CL Mortgages Limited

  • Darlington Mortgage Services Limited;

  • after “Household Mortgage Corporation plc”, of

    • Ipswich Mortgage Services Limited;

  • after “North Yorkshire Mortgages Limited”, of

    • Norwich and Peterborough (LBS) Limited; and

  • after “Wesleyan Home Loans Limited”, of

    • West Bromwich Mortgage Company Limited.

Richard Page

Parliamentary Under Secretary of State for Small Business, Industry and Energy

Department of Trade and Industry

12th November 1995

Explanatory Note

(This note is not part of the Order)

This Order amends the Consumer Credit (Exempt Agreements) Order 1989. It adds the name of one insurance company to the list in Part I of Schedule 1 to the Order as well as the names of five bodies corporate to the list in Part III of that Schedule.

Part I lists certain insurance companies, friendly societies and charities. Part III lists certain corporate bodies that have been named or specifically referred to in Orders made under certain sections of the Housing Act 1985.

Where the name of a body is included in either of these lists the Consumer Credit Act 1974 does not regulate certain of the agreements under which it advances money.


1974 c. 39; section 16 was amended by the Employment Protection Act 1975 (c. 71), section 125 and Schedule 18; the Telecommunications Act 1984 (c. 12), section 109 and Schedule 4, paragraph 60; the Building Societies Act 1986 (c. 53), section 120 and Schedules 18 and 19; the Housing and Planning Act 1986 (c. 63), section 22; the Banking Act 1987 (c. 22), section 88; the Housing (Scotland) Act 1987 (c. 26), section 339 and Schedule 23, paragraph 21 and the Housing Act 1988 (c. 50), section 140 and Schedule 17, paragraph 20.

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