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The Credit Institutions (Protection of Depositors)Regulations 1995

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  1. Introductory Text

  2. Part I General

    1. 1.Citation, commencement and extent

    2. 2.Interpretation

  3. Part II Participation in host State schemes

    1. Chapter I Participation in UK scheme by EEA institution

      1. Main provisions

        1. 3.Eligibility to participate in scheme

        2. 4.Participation in scheme

        3. 5.Withdrawal from scheme

        4. 6.Exclusion where institution no longer eligible

        5. 7.Exclusion where institution in default

        6. 8.Appeals against decisions of Board

      2. Supplementary provisions

        1. 9.Duty of institution to notify withdrawal or exclusion

        2. 10.Duty of Board to consult with home State authority

        3. 11.Power of Board to make agency and information agreements

        4. 12.Duty of Board to maintain list of participating EEA institutions

    2. Chapter II Participation in EEA scheme by UK institution or building society

      1. 13.Duty of institution or society to notify withdrawal or exclusion

      2. 14.Liability of institution or society in respect of payments under host State scheme

      3. 15.Duty of Board to consult with host State authority

      4. 16.Power of Board to make agency and information agreements

      5. 17.Duty of Bank or Commission to declare that deposits are no longer available

      6. 18.Powers of authority responsible for host State scheme

    3. Chapter III Non-participation in deposit protection scheme by non-EEA institution

      1. Main provisions

        1. 19.Eligibility not to participate in scheme

        2. 20.Election not to participate in scheme

        3. 21.Election to cease to have effect where institution no longer eligible

        4. 22.Appeals against decisions of Board

      2. Supplementary provisions

        1. 23.Duty of institution to notify election not to participate

        2. 24.Duty of Board to maintain list of participating non-EEA institutions

  4. Part III Amendments of Part II of 1987 Act

    1. 25.Functions of Deposit Protection Board

    2. 26.The Deposit Protection Fund

    3. 27.Contributory institutions etc.

    4. 28.Initial contributions

    5. 29.Calculation of deposit base of transferee institutions

    6. 30.Compensation payments to depositors

    7. 31.Meaning of insolvency etc.

    8. 32.Protected deposits

    9. 33.Trustee deposits, joint deposits etc.

    10. 34.Liability of institution in respect of compensation payments

    11. 35.Power to obtain information

  5. Part IV Amendments of Part IV of 1986 Act

    1. 36.Function of Investor Protection Board

    2. 37.The Investor Protection Fund

    3. 38.Meaning of insolvency etc.

    4. 39.Duty to levy contributions etc.

    5. 40.Payments to investors

    6. 41.Liability of insolvent institution in respect of payments made by Board

    7. 42.Repayments in respect of contributions

    8. 43.Power to obtain information

    9. 44.Trusts and joint or client account holdings

  6. Part V Miscellaneous and supplemental

    1. Miscellaneous

      1. 45.Meaning of “deposit” in 1987 Act

      2. 46.Information to be supplied on request

      3. 47.Information in explanatory literature

      4. 48.Information in advertisements

    2. Supplemental

      1. 49.Enforcement: UK and non-EEA institutions

      2. 50.Enforcement: EEA institutions

      3. 51.Enforcement: building societies

      4. 52.Consequential amendments

      5. 53.Transitional provisions and savings

      6. 54.Transitory provisions

  7. Signature

  8. Explanatory Note

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