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20. In regulation 5 of the Personal Pension Schemes Disclosure Regulations (information to be made available to individuals)—
(a)in paragraph (2) after the words “each member of the scheme” there shall be inserted the words “except an excluded person”;
(b)in paragraph (3)—
(i)in sub-paragraph (b) after the words “he has given the trustees not” there shall be inserted the words “more than 12 nor”;
(ii)for the words “not less than 4 months before that expected date” there shall be substituted “within one month of the date on which the trustees receive that notice”;
(c)in paragraphs (8) and (9) after the words “each member” in each place where they appear there shall be inserted the words “except an excluded person”.
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