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5. The Act shall not regulate a consumer credit agreement made—
(a)in connection with trade in goods or services between the United Kingdom and a country outside the United Kingdom or within a country or between countries outside the United Kingdom, being an agreement under which credit is provided to the debtor in the course of a business carried on by him; or
(b)between a creditor listed in Part IV of Schedule 1 to this Order and a debtor who is—
(i)a member of any of the armed forces of the United States of America;
(ii)an employee not habitually resident in the United Kingdom of any of those forces; or
(iii)any such member’s or employee’s wife or husband or any other person (whether or not a child of his) whom he wholly or partly maintains and treats as a child of the family.
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