xmlns:atom="http://www.w3.org/2005/Atom"
Regulation 2
1. A description of the agreement sufficient to identify it.
2.—(1) The name and a postal address of the creditor.
(2) The name and a postal address of the debtor.
3. The total amount payable by the debtor required to discharge his indebtedness under the agreement before deducting the amount of any rebate on early settlement.
4.—(1) Where the debtor will be entitled to a rebate on early settlement under the agreement or by virtue of section 95 of the Act, if early settlement takes place not later than the settlement date, the amount of the rebate on early settlement to which the debtor will be entitled—
(a)under the agreement, or
(b)by virtue of section 95 of the Act,
whichever is the higher, calculated on the assumption that early settlement takes place on the settlement date.
(2) Where the debtor will not be entitled to any rebate on early settlement under the agreement or by virtue of section 95 of the Act, if early settlement takes place not later than the settlement date, a statement to this effect.
5. Where the debtor will be entitled to a rebate on early settlement under the agreement or by virtue of section 95 of the Act, if early settlement takes place not later than the settlement date, the total amount payable by the debtor required to discharge his indebtedness under the agreement after taking into account the amount of any rebate on early settlement, namely the difference between the amount shown in paragraph 3 above and the amount shown in paragraph 4.
6. The settlement date and a statement that it has been calculated in accordance with Regulation 3 of these Regulations.
7. Where the debtor will be entitled to a rebate on early settlement by virtue of section 95 of the Act, if early settlement takes place not later than the settlement date, a statement indicating—
(a)that the amount of the rebate has been calculated having regard to the Consumer Credit (Rebate on Early Settlement) Regulations 1983;
(b)that general information about the operation of the Act and Regulations made under it is made available by the Office of Fair Trading, Field House, Bream's Buildings, London EC4 1PR; and
(c)that advice may be obtained by contacting the local Trading Standards Department or nearest Citizens' Advice Bureau.