Consumer Credit Act 2006 (c. 14)

Agreements regulated under the 1974 Act etc.U.K.

F1(1). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(2)In section 10 of that Act (running-account credit and fixed-sum credit)—

(a)in subsection (1) for “personal” wherever occurring substitute “ consumer ”;

F2(b). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F3(3). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

F3(4). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(5)In subsection (1) of section 158 of that Act (duty of credit reference agency to disclose filed information) for paragraph (a) substitute—

“(a)a request in writing to that effect from a consumer,”.

(6)After subsection (4) of that section insert—

“(4A)In this section ‘consumer’ means—

(a)a partnership consisting of two or three persons not all of whom are bodies corporate; or

(b)an unincorporated body of persons which does not consist entirely of bodies corporate and is not a partnership.”

(7)In section 181(1) and (2) of that Act (power to alter monetary limits etc.) for “8(2), 15(1)(c)” substitute “ 16B(1) ”.

(8)In subsection (5) of section 185 of that Act (agreement with more than one debtor or hirer)—

(a)in paragraph (b) for “a body corporate” substitute “ not an individual ”;

(b)for “the body corporate or bodies corporate” substitute “ each person within paragraph (b) ”.

(9)In subsection (6) of that section after “a body corporate” insert “ within paragraph (b) of that subsection ”.

F4(10). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Textual Amendments

Commencement Information

I1S. 5(1)-(4) (7) (10) in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

I2S. 5(5)(6)(8)(9) in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2