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Financial Services and Markets Act 2000

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[F1333AIntroduction and definitionsU.K.

This section has no associated Explanatory Notes

(1)This Part is about the giving of pensions guidance.

(2)Pensions guidance” means

[F2(a)]guidance given for the purpose of helping a member of a pension scheme, or a survivor of a member of a pension scheme, to make decisions about what to do with the flexible benefits that may be provided to the member or survivor [F3, and

(b)guidance given for the purpose of helping an individual who has a relevant interest in relation to a relevant annuity to make decisions in connection with transferring or otherwise dealing with the right to payments under that annuity.]

[F4(2A)In subsection (2)(a)—

(a)references to a member, or a survivor of a member, of a pension scheme include a member, or a survivor of a member, of a pension scheme for which the PPF has assumed responsibility under Part 2 of the Pensions Act 2004 or Part 3 of the Pensions (Northern Ireland) Order 2005 (S.I. 2005/255 (N.I. 1)), but

(b)in relation to such a member or survivor, the reference to the flexible benefits that may be provided is to be read as a reference to the money purchase benefits (within the meaning of that Act or that Order) that may be provided by the PPF by virtue of sections 161 and 170 of that Act or articles 145 and 154 of that Order.

(2B)The Secretary of State may by regulations specify—

(a)the annuities that are relevant annuities for the purposes of subsection (2)(b), and

(b)the interests (which may include contingent interests) that are relevant interests for the purposes of that subsection.]

(3)In this Part—

  • flexible benefit” has the meaning given by section 74 of the Pension Schemes Act 2015;

  • pensions guidance” has the meaning given by subsection (2);

  • pension scheme” has the meaning given by section 1(5) of the Pension Schemes Act 1993;

  • [F5PPF” means the Board of the Pension Protection Fund;]

  • survivor” has the meaning given by section 76 of the Pension Schemes Act 2015.]

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