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Part IVE+W Family Homes and Domestic Violence

Modifications etc. (not altering text)

Dwelling-house subject to mortgageE+W

54 Dwelling-house subject to mortgage.E+W

(1)In determining for the purposes of this Part whether a person is entitled to occupy a dwelling-house by virtue of an estate or interest, any right to possession of the dwelling-house conferred on a mortgagee of the dwelling-house under or by virtue of his mortgage is to be disregarded.

(2)Subsection (1) applies whether or not the mortgagee is in possession.

(3)Where a person ( “A”) is entitled to occupy a dwelling-house by virtue of an estate or interest, a connected person does not by virtue of—

(a)any [F1home rights] conferred by section 30, or

(b)any rights conferred by an order under section 35 or 36,

have any larger right against the mortgagee to occupy the dwelling-house than A has by virtue of his estate or interest and of any contract with the mortgagee.

(4)Subsection (3) does not apply, in the case of [F1home rights], if under section 31 those rights are a charge, affecting the mortgagee, on the estate or interest mortgaged.

(5)In this section “connected person”, in relation to any person, means that person’s spouse, former spouse [F2, civil partner, former civil partner], cohabitant or former cohabitant.