Part IIEmployment

Occupational pension schemes and insurance services

18Insurance services

1

This section applies where a provider of insurance services (“the insurer”) enters into arrangements with an employer under which the employer’s employees, or a class of his employees—

a

receive insurance services provided by the insurer; or

b

are given an opportunity to receive such services.

2

The insurer is to be taken, for the purposes of this Part, to discriminate unlawfully against a disabled person who is a relevant employee if he acts in relation to that employee in a way which would be unlawful discrimination for the purposes of Part III if—

a

he were providing the service in question to members of the public; and

b

the employee was provided with, or was trying to secure the provision of, that service as a member of the public.

3

In this section—

  • “insurance services” means services of a prescribed description for the provision of benefits in respect of—

    1. a

      termination of service;

    2. b

      retirement, old age or death;

    3. c

      accident, injury, sickness or invalidity; or

    4. d

      any other prescribed matter; and

  • “relevant employee” means—

    1. a

      in the case of an arrangement which applies to employees of the employer in question, an employee of his;

    2. b

      in the case of an arrangement which applies to a class of employees of the employer, an employee who is in that class.

4

For the purposes of the definition of “relevant employee” in subsection (3), “employee”, in relation to an employer, includes a person who has applied for, or is contemplating applying for, employment by that employer or (as the case may be) employment by him in the class in question.