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Insurance Companies Act 1982

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This is the original version (as it was originally enacted).

15Insurance companies to which Part II applies

(1)Subject to the provisions of this section, this Part of this Act applies to all insurance companies, whether established within or outside the United Kingdom, which carry on insurance business within the United Kingdom.

(2)This Part of this Act does not apply to any insurance company which is registered under the enactments relating to friendly societies.

(3)Where a trade union or an employers' association carries on insurance business, this Part of this Act does not apply to it as an insurance company if the insurance business is limited to the provision for its members of provident benefits or strike benefits. In this subsection "trade union" and "employers' association" have (throughout the United Kingdom) the meanings assigned to them by section 28 of the Trade Union and Labour Relations Act 1974.

(4)This Part of this Act does not apply to a member of Lloyd's who carries on insurance business of any class provided that he complies with the requirements set out in section 83 below and applicable to business of that class.

(5)This Part of this Act does not apply to a person by reason only that he carries on general business of class 14, 15, 16 or 17 in the course of carrying on, and for the purposes of, banking business.

(6)This Part of this Act does not apply to an insurance company whose insurance business is restricted to general business consisting in the effecting and carrying out of contracts of such descriptions as may be prescribed, being contracts under which the benefits provided by the insurer are exclusively or primarily benefits in kind.

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