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Consumer Credit Act 1974
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142Power to declare rights of parties
(1)Where under any provision of this Act a thing can be done by a creditor or owner on an enforcement order only, and either—
(a)the court dismisses (except on technical grounds only) an application for an enforcement order, or
(b)where no such application has been made or such an application has been dismissed on technical grounds only, an interested party applies to the court for a declaration under this subsection,
the court may if it thinks just make a declaration that the creditor or owner is not entitled to do that thing, and thereafter no application for an enforcement order in respect of it shall be entertained.
(2)Where—
(a)a regulated agreement or linked transaction is cancelled under section 69(1), or becomes subject to section 69(2), or
(b)a regulated agreement is terminated under section 91,
and an interested party applies to the court for a declaration under this subsection, the court may make a declaration to that effect.
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