SCHEDULES

SCHEDULE 3 Transitional and Commencement Provisions

Part VI of Act Matters Arising During Currency of Credit or Hire Agreements

Liability of creditor for breaches by supplier

15

Section 75 comes into operation on F11st July 1977 but only in relation to regulated agreements made on or after that day.

Duty to give notice

16

1

Section 76 comes into operation on F219th May 1985.

2

Section 76 applies to an agreement made before F219th May 1985where the agreement would have been a regulated agreement if made on that day.

Duty to give information

17

1

Sections 77 to 80 come into operation on F319th May 1985.

2

Sections 77 to 79 apply to an agreement made before F319th May 1985where the agreement would have been a regulated agreement if made on that day.

Appropriation of payments

18

Section 81 comes into operation on F419th May 1985.

Variation of agreements

19

Section 82 comes into operation on F51st April 1977.

Misuse of credit facilities

20

1

Sections 83 and 84 come into operation on F619th May 1985.

2

Subject to sub-paragraph (4), section 83 applies to an agreement made before F619th May 1985 where the agreement would have been a regulated consumer credit agreement if made on that day.

3

Subject to sub-paragraph (4), section 84 applies to an agreement made before F619th May 1985 where the agreement would have been a credit-token agreement if made on that day.

4

Sections 83 and 84 do not apply to losses arising before F619th May 1985.

5

Section 84(4) shall be taken to be satisfied in relation to an agreement made before F619th May 1985 if, within 28 days after that day, the creditor gives notice to the debtor of the name, address and telephone number of a person stated in that notice to be the person to whom notice is to be given under section 84(3).

Duty on issue of new credit-tokens

21

1

Section 85 comes into operation on F719th May 1985.

2

Section 85 applies to an agreement made before F719th May 1985 where the agreement would have been a regulated agreement if made on that day.

Death of debtor or hirer

22

1

Section 86 comes into operation on F819th May 1985.

2

Section 86 applies to an agreement made before F819th May 1985 where the agreement would have been a regulated agreement if made on that day.