Consumer Credit Act 1974

Part II of Act E+W+S+N.I. Credit Agreements, Hire Agreements and Linked Transactions

Regulated agreementsE+W+S+N.I.

1(1)An agreement made before [F11st April 1977]is not a regulated agreement within the meaning of this Act.E+W+S+N.I.

(2)In this Act “prospective regulated agreement ” does not include a prospective agreement which, if made as expected, would be made before [F11st April 1977].

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Amendments (Textual)

Linked transactionsE+W+S+N.I.

2A transaction may be a linked transaction in relation to a regulated agreement or prospective regulated agreement even though the transaction was entered into before the day appointed for the purposes of paragraph 1.E+W+S+N.I.

3Section 19(3) applies only to transactions entered into on or after [F219th May 1985].E+W+S+N.I.

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Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.

Amendments (Textual)

F2Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Total charge for creditE+W+S+N.I.

4Section 20 applies to consumer credit agreements whenever made.E+W+S+N.I.