Consumer Credit Act 1974

Section 167.

SCHEDULE 1 E+W+S+N.I. Prosecution and Punishment of Offences

1	2	3	4
Section	Offence	Mode of prosecution	Imprisonment or fine
7	Knowingly or recklessly giving false information to [F1 OFT] .	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
39(1)	Engaging in activities requiring a licence when not a licensee.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
39(2)	Carrying on a business under a name not specified in licence.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
39(3)	Failure to notify changes in registered particulars.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
45	Advertising credit where goods etc. not available for cash.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
		F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
47(1)	Advertising infringements.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
49(1)	Canvassing debtor-creditor agreements off trade premises.	(a) Summarily.	£400.
		(b) On indictment.	1 year or a fine or both.
49(2)	Soliciting debtor-creditor agreements during visits made in response to previous oral requests.	(a) Summarily.	£400.
		(b) On indictment.	1 year or a fine or both.
50(1)	Sending circulars to minors.	(a) Summarily.	£400.
		(b) On indictment.	1 year or a fine or both.
51(1)	Supplying unsolicited credit-tokens.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
80(2)	Failure to tell creditor or owner whereabouts of goods.	Summarily.	[F3 level 3 on the standard scale].
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .	F2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
114(2)	Taking pledges from minors.	(a) Summarily.	£400.
		(b) On indictment.	1 year or a fine or both.
115	Failure to supply copies of a pledge agreement or pawn-receipt.	Summarily.	[F3 level 4 on the standard scale].
119(1)	Unreasonable refusal to allow pawn to be redeemed.	Summarily.	[F3 level 4 on the standard scale].
154	Canvassing ancillary credit services off trade premises.	(a) Summarily.	£200.
		(b) On indictment.	1 year or a fine or both.
157(3)	Refusal to give name etc. of credit reference agency.	Summarily.	[F3 level 4 on the standard scale].
158(4)	Failure of credit reference agency to disclose filed information.	Summarily.	[F3 level 4 on the standard scale].
159(6)	Failure of credit reference agency to correct information.	Summarily.	[F3 level 4 on the standard scale].
160(6)	Failure of credit reference agency to comply with section 160(3) or (4).	Summarily.	[F3 level 4 on the standard scale].
[F4 160A	Failure of credit intermediary to comply with section 160A(3), (4) or (5).	Summarily.	Level 4 on the standard scale.]
162(6)	Impersonation of enforcement authority officers.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
165(1)	Obstruction of enforcement authority officers.	Summarily.	[F3 level 4 on the standard scale].
165(2)	Giving false information to enforcement authority officers.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
167(2)	Contravention of regulations under section 44, 52, 53, 54, or 112.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.
174(5)	Wrongful disclosure of information.	(a) Summarily.	£400.
		(b) On indictment.	2 years or a fine or both.

Annotations:

Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.

Amendments (Textual)

F1 Words in Sch. 1 substituted (1.4.2003) by Enterprise Act 2002 (c. 40), ss. 278, 279, Sch. 25 para. 6(40); S.I. 2003/766, art. 2, Sch. (with art. 3)

F2 Entries in Sch. 1 Table repealed (26.5.2008) by The Consumer Protection from Unfair Trading Regulations 2008 (S.I. 2008/1277), reg. 30(3), Sch. 1 (with savings in reg. 28(2)(3))

F3 Words substituted by virtue of (E.W.) Criminal Justice Act 1982 (c. 48, SIF 39:1), ss. 38, 46, (S.) by Criminal Procedure (Scotland) Act 1975 (c. 21, SIF 39:1), s. 289F, 289G and (N.I.) by S.I. 1984/703 (N.I. 3), arts. 5, 6

F4 Entry in Sch. 1 Table inserted (1.2.2011) by The Consumer Credit (EU Directive) Regulations 2010 (S.I. 2010/1010), regs. 43, 99(1) (with regs. 100, 101)