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Hire-Purchase Act 1964

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This is the original version (as it was originally enacted).

22(1)This Act may be cited as the Hire-Purchase Act 1938. SCHEDULE (to Hire-Purchase Act 1938) Notice to be included in Hire-Purchase Agreement NOTICE Right of Hirer to terminate Agreement

1The hirer may put an end to this agreement by giving notice of termination in writing to any person who is entitled to collect or receive the hire-rent.

2He must then pay any instalments which are in arrear at the time when he gives notice. If, when he has paid those instalments, the total amount which he has paid under the agreement is less than (here insert the minimum amount which the hirer is required to pay in accordance with the provisions of sections 4 and 19 of this Act apart from the proviso to subsection (1) of section 4) he must also pay enough to make up that sum, unless the court determines that a smaller sum would be equal to the owner's loss.

3If the goods have been damaged owing to the hirer having failed to take reasonable care of them, the owner may sue him for the amount of the damage unless that amount can be agreed between the hirer and the owner.

4The hirer should see whether this agreement contains provisions allowing him to put an end to the agreement on terms more favourable to him than those just mentioned. If it does, he may put an end to the agreement on those terms. Restriction of Owner's right to recover Goods

1Unless the hirer has himself put an end to the agreement, the owner of the goods cannot take them back from the hirer without the hirer's consent unless the owner obtains an order of the court.

2If(1)[after (here insert an amount calculated in accordance with the provisions of sections 11 and 19 of this Act) has been paid] the owner applies to the court for such an order, the court (under powers conferred by the Hire-Purchase (Scotland) Acts 1938 to 1964) may, if the court thinks it just to do so, allow the hirer to keep either—

(a)the whole of the goods, on condition that the hirer pays the balance of the price in the manner ordered by the court; or

(b)a fair proportion of the goods having regard to what the hirer has already paid.

(1)

If the agreement is a " further " agreement within the meaning of section 15 of this Act, the words in square brackets should be omitted.

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