14.—(1) In regulation 33(1)(b) after sub-paragraph (i) insert—
“(ia)where the debtor is an individual, credit (given either to the debtor alone, or jointly to the debtor and another person) up to an amount of £2,000 (except where, at the time the credit is obtained, the debtor has debts amounting to £1,000 or more, other than debts the payment of which is provided for by the debt payment programme and any debts excluded from the debt payment programme under regulation 20(2AA));”.
(2) In regulation 27(2)(h), after “33(1)(b)” insert “(ia),”.