Joint debt payment programme
22.—(1) Two debtors may apply together for a joint debt payment programme—
(a)if they are joint and severally liable for a debt which the programme would provide for the payment of; and
(b)and they are—
(i)husband and wife to each other;
(ii)civil partners of each other;
(iii)living together as husband and wife; or
(iv)living together in a relationship with the characteristics of the relationship between a husband and wife except that they are of the same sex.
(2) Both debtors must consent to any application for approval of a joint debt payment programme; and a declaration by a money adviser under regulation 20(2)(b) must declare that both debtors have consented.
(3) Unless the context otherwise requires, references in these Regulations to “debtor” in relation to a joint debt payment programme are to be taken to be references to both debtors.