Article 2
SCHEDULEPrescribed Risks
The risk of damage to a flat or any part of a tenement building attaching to that flat as a pertinent caused by:
(a)fire, smoke, lightning, explosion, earthquake;
(b)storm or flood;
(c)theft or attempted theft;
(d)riot, civil commotion, labour or political disturbance;
(e)malicious persons or vandals;
(f)subsidence, heave or landslip;
(g)escape of water from water tanks, pipes, apparatus and domestic appliances;
(h)collision with the building caused by any moving object originating outside the building;
(i)leakage of oil from fixed heating installations; and
(j)accidental damage to underground services.