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The Universal Credit, Personal Independence Payment, Jobseeker’s Allowance and Employment and Support Allowance (Claims and Payments) Regulations (Northern Ireland) 2016

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1.—(1) In this Schedule—

“housing costs element” means an amount in respect of housing costs which is included in a claimant’s award of universal credit under Article 16(1) of the 2015 Order;

“loan interest payments” has the meaning given by paragraph 6 of Schedule 1 to the Universal Credit Regulations;

“qualifying lender” means (subject to paragraph 10)—

(a)

the bodies or persons listed in section 13A(3) of the Administration Act; and

(b)

any body incorporated under the Companies Act 2006(1), the main objects of which include the making of loans secured by a mortgage of or charge over land;

“relevant claimant” has the meaning given in paragraph 2(1);

“specified benefits”, in relation to a relevant claimant, means the benefits specified in paragraph 2(2)—

(a)

to which the relevant claimant is entitled; or

(b)

where the relevant claimant is a member of a couple, to which the other member of the couple is entitled;

“standard rate” means a standard rate of interest determined under paragraph 12 of Schedule 5 to the Universal Credit Regulations.

(2) References in this Schedule to a relevant claimant who meets the payment condition or the liability condition are to a claimant who meets those conditions in accordance with regulation 26 of the Universal Credit Regulations (the housing costs element).

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