23.—(1) Regulations 41 (rights to return of contributions) and 42 (exclusion of rights to return of contributions) do not apply to—
(a)AVCs or SCAVCs payable under these Regulations or any other agreement made for the payment of AVCs before the commencement date; or
(b)interest on late payments which relate to AVCs or SCAVCs.
(2) The regulations mentioned in paragraph (3) do not apply in relation to benefits under—
(a)such a policy as mentioned in regulation 22(3)(b); or
(b)any agreement made for the payment of AVCs or SCAVCs before the commencement date.
(3) Those regulations are—
(a)regulation 50 (first instance decisions – general);
(b)regulation 68 (forfeiture of pension rights after conviction of employment-related offences);
(c)regulation 69 (interim payments directions); and
(d)regulation 70 (recovery or retention where former member has misconduct obligation).