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The Social Security (Miscellaneous Amendments No. 3) Regulations (Northern Ireland) 1998

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Amendment of the Jobseeker’s Allowance Regulations

5.  In Schedule 6 to the Jobseeker’s Allowance Regulations (Northern Ireland) 1996 (sums to be disregarded in the calculation of income other than earnings)—

(a)in paragraph 31(1), after “paragraph 30” there shall be inserted “or 31A”;

(b)after paragraph 31 there shall be inserted the following paragraph—

“31A.—(1) Subject to sub-paragraph (2), any payment received under an insurance policy, other than an insurance policy referred to in paragraph 30, taken out to insure against the risk of being unable to maintain repayments under a regulated agreement as defined for the purposes of the Consumer Credit Act 1974 or under a hire-purchase agreement or a conditional sale agreement as defined for the purposes of Part VI of the Hire-Purchase Act (Northern Ireland) 1966.

(2) A payment referred to in sub-paragraph (1) shall only be disregarded to the extent that the payment received under that policy does not exceed the amounts, calculated on a weekly basis, which are used to—

(a)maintain the repayments referred to in sub-paragraph (1), and

(b)meet any amount due by the way of premiums on that policy.”.

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