xmlns:atom="http://www.w3.org/2005/Atom"
Introductory Text
CHAPTER I SUBJECT MATTER, SCOPE AND DEFINITIONS
Article 1.Subject matter and scope
Article 2.Definitions
CHAPTER II COMPARABILITY OF FEES CONNECTED WITH PAYMENT ACCOUNTS
Article 3.List of the most representative services linked to a payment account and subject to a fee at national level and standardised terminology
Article 4.Fee information document and glossary
Article 5.Statement of fees
Article 6.Information for consumers
Article 7.Comparison websites
Article 8.Payment accounts packaged with another product or service
CHAPTER III SWITCHING
Article 9.Provision of the switching service
Article 10.The switching service
Article 11.Facilitation of cross-border account-opening for consumers
Article 12.Fees connected with the switching service
Article 13.Financial loss for consumers
Article 14.Information about the switching service
CHAPTER IV ACCESS TO PAYMENT ACCOUNTS
Article 15.Non-discrimination
Article 16.Right of access to a payment account with basic features
Article 17.Characteristics of a payment account with basic features
Article 18.Associated fees
Article 19.Framework contracts and termination
Article 20.General information on payment accounts with basic features
CHAPTER V COMPETENT AUTHORITIES AND ALTERNATIVE DISPUTE RESOLUTION
Article 21.Competent authorities
Article 22.Obligation to cooperate
Article 23.Settlement of disagreements between competent authorities of different Member States
Article 24.Alternative dispute resolution
Article 25.Mechanism in the event of refusal of a payment account for which a fee is charged
CHAPTER VI SANCTIONS
Article 26.Sanctions
CHAPTER VII FINAL PROVISIONS
Article 27.Evaluation
Article 28.Review
Article 29.Transposition
Article 30.Entry into force
Article 31.Addressees
Signature