The type of credit

The total amount of credit

This means the ceiling or the total sums made available under the credit agreement.

The conditions governing the drawdown

This means how and when you will obtain the money.

The duration of the credit agreement

Instalments and, where appropriate, the order in which instalments will be allocated

You will have to pay the following:

[The amount, number and frequency of payments to be made by the consumer]

Interest and/or charges will be payable in the following manner:

The total amount you will have to pay

This means the amount of borrowed capital plus interest and possible costs related to your credit.

[Sum of total amount of credit and total cost of credit]

If applicable

The credit is granted in the form of a deferred payment for a good or service or is linked to the supply of specific goods or the provision of a service

Name of good/service

Cash price

If applicable

Sureties required

[Kind of sureties]

This is a description of the security to be provided by you in relation to the credit agreement.

If applicable

Repayments do not give rise to immediate amortisation of the capital.