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ANNEX II LIST OF CONDITIONS REFERRED TO IN ARTICLE 2

1.3.In addition to an ex nunc reduction of the basis for assessment of the basic premium and the additional premium in accordance with point 1.2 of this Annex, partial cancellations will also result in a repayment of the additional premium paid on the partially cancelled amount in the past. The repayment of the additional premium in the event of partial cancellations will be made regardless of the actual settlement dates with effect from the partial cancellation in question. Repayments will be effected firstly by reducing the debtor warrant (Besserungsschein) in line with point 1.7 of this Annex and then through the repayment from the account in line with paragraph 1.6 of this Annex.