Deregulation Act 2015

Section 9

SCHEDULE 3 Motor insurance industry: certificates of insurance

1 The Road Traffic Act 1988 is amended as follows.

2 In section 147 (issue and surrender of certificates of insurance and of security”)—

(a) in subsection (1A), for the words from “this Part of this Act” to “subsection (1) above” substitute “subsection (1) as having been delivered”;

(b) in the heading, omit “and surrender”.

3 In section 148 (avoidance of certain exceptions to policies or securities), in subsection (1), for the words from “Where a certificate” to “has been given,” substitute “Where a policy or security is issued or given for the purposes of this Part of this Act,”.

4 (1) Section 151 (duty of insurers or persons giving security to satisfy judgment against persons insured or secured against third-party risks) is amended as follows.

(2) In subsection (1), for the words from “a certificate of insurance” to “security has been given,” substitute “a policy or security is issued or given for the purposes of this Part of this Act,”.

(3) In subsection (2)(a), omit “to which the certificate relates”.

5 In section 152 (exceptions to section 151), in paragraph (c) of subsection (1), omit the words from “, and also” to the end of the paragraph.

6 In section 153 (bankruptcy, etc, of insured or secured persons not to affect claims by third parties), in subsection (1), for the words from “a certificate of insurance” to “security has been given,” substitute “a person has effected a policy of insurance or been given a security for the purposes of this Part of this Act,”.

7 In section 161 (interpretation), omit subsection (2).