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Introductory Text
PART 1
1.Citation and commencement
2.Interpretation: general
3.Interpretation: debt
4.Dispensing power
5.Fees
6.Consequential amendments
PART 2
7.Debtor to have an approved money adviser
8.Approved categories of money advisers
9.Approval of a money adviser
10.Persons who are not and may not be approved
11.Revocation, or suspension, of approval of a money adviser
12.Functions and duty of a money adviser
PART 3
13.Payments distributors for a debt payment programme
14.Approval of a payments distributor
15.Revocation of approval of a payments distributor
16.Functions and duty of a payments distributor
17.Charges by a payments distributor
PART 4
18.Debt Arrangement Scheme Register
19.Information on the DAS Register
PART 5
20.Application for approval
21.Debtors who may apply for approval
22.Joint debt payment programme
23.Consent of creditors
24.Approval of agreed programmes
25.Approval by the DAS Administrator
26.Notice of intention to approve, and approval of, a programme
27.Standard conditions
28.Discretionary conditions
29.Notification of approval or rejection
30.Diligence or sequestration in the period before a debt payment programme is approved
PART 6
31.Methods of payment
32.Payment instruction to employer
33.Effect on a creditor
34.Diligence: further provision as regards effect of debt payment programme
35.Effect on trust deeds which are not protected
PART 7
36.Application for variation
37.Grounds for variation
38.Approval of a variation
39.Notification of approval or rejection of a variation
PART 8
40.Revocation on sequestration or protected trust deed
41.Application for revocation
42.Grounds for revocation
43.Determination of a revocation
44.Notification of revocation
45.Apparent insolvency
PART 9
46.Notice of completion
PART 10
47.Appeals
PART 11
48.Revocation of Debt Arrangement Scheme regulations
49.Savings and transitional arrangements
50.(1) Subject to regulation 49 and paragraph (2), the provisions...
51.Debt payment programmes in respect of which a request for...
Signature
SCHEDULE 1
FORMS
SCHEDULE 2
CONSEQUENTIAL AMENDMENTS
1.Bankruptcy (Scotland) Act 1985
2.In section15 (further provisions relating to award of sequestration) of...
3.Debt Arrangement and Attachment (Scotland) Act 2002
4.Protected Trust Deed (Scotland) Regulations 2008
SCHEDULE 3
MONEY ADVISER TRAINING
1.The relationship between prescription or limitation, and enforcement of debt....
2.The consequences for a debtor— (i) sequestration;
3.The operation of— (i) an earnings arrestment;
4.The nature of rights of appeal from the sheriff court....
5.Assisting a client to— (a) respond to admitted money claims...
6.Identifying the need to refer a case to an appropriate...
SCHEDULE 4
PAYMENTS DISTRIBUTORS
SCHEDULE 5
REVOCATIONS
Explanatory Note