3 Money adviceS
(1)A debtor is not entitled to make an application for the approval, or the variation, of a debt payment programme unless the debtor has obtained the advice of a money adviser in relation to—
(a)the debtor’s financial circumstances;
(b)the effect of the proposed programme or, as the case may be, the proposed variation of the programme; and
(c)the preparation of the application.
(2)Such an application shall—
(a)contain a signed declaration by the money adviser who provided the advice referred to in subsection (1) above that such advice has been given; and
(b)specify the name and address of the money adviser.