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(1)A debtor is not entitled to make an application for the approval, or the variation, of a debt payment programme unless the debtor has obtained the advice of a money adviser in relation to—
(a)the debtor’s financial circumstances;
(b)the effect of the proposed programme or, as the case may be, the proposed variation of the programme; and
(c)the preparation of the application.
(2)Such an application shall—
(a)contain a signed declaration by the money adviser who provided the advice referred to in subsection (1) above that such advice has been given; and
(b)specify the name and address of the money adviser.
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Text created by the Scottish Executive department responsible for the subject matter of the Act to explain what the Act sets out to achieve and to make the Act accessible to readers who are not legally qualified. Explanatory Notes were introduced in 1999 and accompany all Acts of the Scottish Parliament except those which result from Budget Bills
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